What if I told you that you

could be debt free in 5-7 years?

My name is Mike Cavaggioni from Average Joe Finances® and I partnered with The Shred Method™ to help you pay off your mortgage fast. I personally use this method and was able to invest in two large multi-family apartment deals, pay off almost $30k in home renovation debt, and pay down a large chunk of my mortgage all within 3 months. I am confident in The Shred Method because IT WORKS!

Did you know that you could eliminate your mortgage with the power of a simple tool called a HELOC?

Learn how to leverage the HELOC so you can save more, pay off your debts, and put your money to work for you.

Not only do you get access to this amazing software, but you'll also get access to our private Slack Channel and invitations to our Monthly Zoom Sessions with the founders and other amazing people that are Shredding! It's basically joining a High-Level Mastermind at a fraction of the price!


In The Next 6 Months, You Could…

  • Significantly reduce your mortgage balance and make financial freedom a certainty

  • Save thousands of dollars in unnecessary compound interest payments and own more of your income by freeing up cash flow

  • Optimize your income, eliminate debt & build real wealth in record time

  • Use the bank's money against itself and save a fortune

The right financial moves can make all the difference. We’ll cover it all in The Shred Method.


You Can Create Financial Freedom

Learn the formula to building wealth and use it to:

  • Own your income
  • Never worry about liquidity
  • Ensure your income is being used in the most efficient manner
  • Become debt free, with no mortgage, student loans, credit cards, auto loans, etc.
  • Live the financially free life you’ve always dreamed of.

Yes, It Really Is Possible!

In The Shred Method™, you’ll learn how to finally take control of your financial future.


The Shred Method™

Payment Plan

$797 Initial + $47/mo

$200 Coupon Applied (Full Price: $997 + $47/mo)


If you aren’t completely satisfied with The Shred Method™, let us know within the first 14-days for a full refund. No questions asked.