My name is Adam Carroll and I’m a personal finance expert who has spent the past 12 years working with high school and college students, many who have lived VERY sheltered financial lives. You’d be shocked to know how many 18-25 year olds have NO CLUE what they’re doing with money, how much they’re borrowing or what their terrible habits will do to them later on. (Here’s a hint: IT INVOLVES YOUR BASEMENT FOR THE NEXT DECADE.) I’ve been studying the behaviors of kids as it pertains to money for the past 12+ years and the situation has gotten so dire, I knew I needed to get in front of parents to halt this backward slide at an earlier age. Raising Money Savvy Kids is an online coaching and training program for parents of children from just born to finishing high school. The goal of which is to help parents raise financially independent teenagers. By that I mean young adults who are more than capable of making financial decisions that DON’T involve your pocket book.