

My name is Mike Cavaggioni from Average Joe Finances® and I partnered with The Shred Method™ to help you pay off your mortgage fast. I personally use this method and was able to invest in two large multi-family apartment deals, pay off almost $30k in home renovation debt, and pay down a large chunk of my mortgage all within 3 months. I am confident in The Shred Method™
because IT WORKS!
Learn how to leverage the HELOC so you can save more, pay off your debts, and put your money to work for you.
Not only do you get access to this amazing software, but you'll also get access to our private Slack Channel and invitations to our Monthly Zoom Sessions with the founders and other amazing people that are Shredding! It's basically joining a High-Level Mastermind at a fraction of the price!
Significantly reduce your mortgage balance and make financial freedom a certainty
Save thousands of dollars in unnecessary compound interest payments and own more of your income by freeing up cash flow
Optimize your income, eliminate debt & build real wealth in record time
Use the bank's money against itself and save a fortune
The right financial moves can make all the difference. We’ll cover it all in The Shred Method™.


Significantly reduce your mortgage balance and make financial freedom a certainty
Save thousands of dollars in unnecessary compound interest payments and own more of your income by freeing up cash flow
Optimize your income, eliminate debt & build real wealth in record time
Use the bank's money against itself and save a fortune
The right financial moves can make all the difference. We’ll cover it all in The Shred Method™.
THERE IS HOPE
Learn the formula to building wealth and use it to:
Own your income
Never worry about liquidity
Ensure your income is being used in the most efficient manner
Become debt free, with no mortgage, student loans, credit cards, auto loans, etc.
Live the financially free life you’ve always dreamed of.
In The Shred Method™, you’ll learn how to finally take control of your financial future.
GET STARTED TODAY!
PAYMENT PLAN
$200 Coupon Applied (Full Price: $1,197 + $47/mo)
14-DAY MONEY-BACK GUARANTEE
If you aren’t completely satisfied with The Shred Method™, let us know within the first 14-days for a full refund.
No questions asked.
Nope. You can use a savings account or even a low-interest credit card with a large credit limit. If you choose to use a savings account, we recommend that you set up one savings account for your reserves like you normally would, and that you use a separate savings account as your shredder account. In the case of using a credit card, beware of cash advance fees that will diminish your system's potential.
Nope. When setting up your ShredMyMortgage.com account, you'll be listing all of your debts. The system will look at all of them and pay them in the precise order and timing to maximize the speed of your total payoff.
The Shred Method's program contains an algorithm that systematically creates the highest interest savings possible in the least amount of time. Each individual, due to the uniqueness of their situation, requires a custom plan to achieve optimal results. Plus, if you make additional payments on a conventional 30-year fixed-rate loan, you can't borrow that money without taking out a home-equity line of credit or a home-equity loan. With the mortgage-accelerator program, you already have the line of credit in place. That gives homeowners confidence that they can be aggressive in paying their mortgages and still have money readily available if a financial emergency comes up.
We've done the research so you don't have to. Check out The Shred Method™ FAQ Page.